FAQs
Everything You Need to Know About Our 0% Interest Funding Program
Still have questions? We’ve got answers. Our goal is to make the funding process as simple, transparent, and stress-free as possible.
Is it really 0% interest?
Yes—our core funding product includes introductory 0% interest offers for 12–18 months. Most clients use a blend of business credit cards and unsecured capital that provides a 0% interest window for growth and cash flow flexibility.
Will applying hurt my credit?
Nope. Our pre-qualification process does not require a hard credit pull. You'll get an initial assessment with zero impact to your credit score.
Do I need to be an established business to qualify?
No. Our program is built specifically for startups, sole proprietors, and even brand-new LLCs. You don’t need business revenue, tax returns, or years of operating history to get started.
What documents do I need to apply?
We keep it simple. For pre-approval, we don’t need any documents. Once you move forward, we may request:
A copy of your ID
A recent utility bill or bank statement
Basic credit profile details
You’ll receive a personal walkthrough of what’s needed based on your custom plan.
What credit score do I need?
Generally, a 680+ FICO score gives you the best access to high-limit 0% interest offers. That said, everyone qualifies at different levels—some may take longer or require extra steps. Even if your score is lower, we’ll do our best to help.
How long does it take to get funded?
Most clients begin receiving approvals within 2–5 business days of applying. Full funding typically takes 1–3 weeks, depending on the plan we build for you.
Is this a loan?
Not in the traditional sense. We use a combination of business credit cards, unsecured personal credit, and lending products to help you unlock capital. That means no collateral, no liens, and no restrictions on how you use the funds.
What can I use the money for?
You can use the capital for anything business-related, including:
Launching a new business
Buying inventory or equipment
Marketing or advertising
Website and branding
Hiring or payroll
Real estate business operations
What happens after the 0% period ends?
When the 0% interest window is close to ending, we help you refinance, pay down, or shift your balances to continue minimizing interest and maximizing your available capital. You’ll never be left figuring things out on your own.
Who will I be working with?
You’ll work directly with Cristian de Paz or a senior strategist on our team. We don’t outsource support or dump you into an automated system. Our process is 100% hands-on and designed around your success.
What if I’ve already been denied elsewhere?
That’s exactly why we exist. Many of our clients came to us after getting turned down by banks or other lenders. Our job is to find creative solutions, not recycle the same broken systems.
What makes Secured Funding Pros different?
We don’t just get you funded—we create a strategy with you, guide you through the process, and treat you like a partner. This is a white glove experience backed by real results, not empty promises.
Still have questions?
We’re happy to answer them.
Apply now – See What You Qualify For in Just 60 Seconds (No Credit Impact).
Have questions? Call us at 786-577-9742 and talk to a real human.